Investing & retirement resources

Whether you’re preparing for retirement, planning for life’s situations or just need to find an investment professional, let us help you navigate your way.

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Featured resources

Herramientas y calculadoras

Tools and calculators

Use our resources to help you plan for retirement.

Seguro de vida: ¿qué es mejor para ti?

Life insurance: what's right for you?

Find out which type and how much is right for you and your family.

Preguntas frecuentes sobre inversiones

Investment FAQs

Find answers to frequently asked questions about investing with Nationwide.

Annuities 

Videos sobre anualidades

Annuity videos

Our videos can help you learn about the different annuities available to assist you in retirement.

¿Qué es una anualidad?

What is an annuity?

Discover how annuities can help protect your retirement income, legacy and spouse.

¿Por qué elegir una anualidad?

Why choose an annuity?

Learn about the benefits and features annuities can offer as you prepare for the future.

Encontrar la opción adecuada

Finding the right fit

Learn more about which annuity may be right for you.

¿Qué es una anualidad variable?

What is a variable annuity?

When you need the greatest opportunity for growth.

Rentas vitalicias indexadas fijas

Fixed indexed annuities

When you’d like the chance for upside growth but still want some protection from market downturns.

Anualidades inmediatas

Immediate annuities

When you’re looking for income you can count on with a set schedule.

Anualidades fijas

Fixed annuities

When you’re looking for growth without exposing your money to market risk.

Cláusulas y características de anualidades

Annuities riders and features

Learn how to customize the policy to meet your individual needs.

¿Cuánto cuestan las anualidades?

What do annuities cost?

Understanding your investment.

Investing basics

glosario de términos financieros

Glossary of financial terms

Read these simple definitions and explanations of some commonly-used terms.

tipos de inversiones

Investment types

Learn about the various types of investments, and which ones align best with your own goals.

inversiones con impuestos diferidos

Tax-deferred investments

Learn how tax-deferred investments work.

Tarifas y cargos de anualidades

Annuity fees and charges

Learn about standard fees that may be deducted from your payments and cash value.

asignación de activos

Asset allocation

Manage market risk through diversification.

promediar el costo del dólar

Dollar cost averaging

Learn about the benefits of regular, periodical investing.

interés compuesto

Compounding interest

Discover how your investments earn money over time.

Cómo reequilibrar tu cartera

How to rebalance your portfolio

Learn about rebalancing your investments in order to stay on track with your ultimate financial goals.

elegir subcuentas

Choosing subaccounts

Learn how to choose the underlying investments for your variable annuity.

Errores comunes al invertir

Common investing errors

Avoid the four most common investing errors.

Altibajos financieros

Financial ups and downs

Understand market cycles and how they affect your portfolio’s performance.

Planillas de gestión monetaria

Money management worksheets

Organize your financial plan and records using our financial worksheets.

Cuentas individuales de jubilación (IRA)

Individual retirement accounts (IRA)

Learn how an IRA may help you invest for retirement.

Amplía tus opciones de inversión

Expand your choice of investments

Few retirement plans can give you the level of choice that an IRA does.

tolerancia al riesgo en inversiones para la jubilación

What is your retirement investing risk tolerance?

Figure out how much risk you are willing to take when investing for retirement.

Cómo usar un fideicomiso de beneficencia para dejar tu herencia

How to use a charitable trust to leave your legacy

Leave your legacy to a cause you care about with a charitable gift fund.

Cómo comenzar el fondo universitario de tu hijo

How to start your child's college fund

Learn how you can start an early college fund for your child.

¿Qué es la planificación de testamento?

What is estate planning?

Use this checklist to ensure your family and estate are covered after your passing.

Crear un fondo de fideicomiso

Setting up a trust fund

A trust fund can give you more control over what happens to your assets.

Cómo redactar un testamento

How to write a will

Learn some useful tips for writing your will.

Ahora puedes guardar monedas en un frasco de forma digital

Saving change in a jar now happens digitally

Save up fast with an online money jar, many apps offer ways to save.

Donación por herencia

Legacy giving

What to know about gifting property within a family.

Preguntas sobre inversiones

Investing questions to ask

These are 5 investing questions you should ask yourself and financial advisor regularly.

Consejos para la jubilación de jubilados reales

Retirement advice from real retirees

Here are 10 important tips from current retirees that can help you plan for your own retirement.

¿Deberías cancelar tus deudas o ahorrar?

Should you pay off debt or save?

Find out if you should pay off your debt before saving money.

Life insurance answers

¿Cómo elijo un beneficiario?

How do I choose a beneficiary?

Learn how to choose your primary and secondary life insurance beneficiaries.

¿Qué es el seguro de vida transferible?

What is portable life insurance?

See the benefits of buying your own life insurance policy.

¿Por qué debo comprar un seguro de vida?

Why do I buy life insurance?

Get four good reasons for buying life insurance.

Elegir el seguro de vida adecuado

Choosing the right life insurance

Learn how to choose the best option for your family.

Comparación de seguro de vida

Life insurance comparison

Compare the four types of life insurance to find the features and characteristics you’re looking for.

Protege a las personas que te importan

Protect the ones you care about

Life insurance is a great way to protect the people in your life who matter the most to you.

¿Cuánta cobertura de seguro de vida?

How much life insurance?

Learn how to arrive at the right amount of life insurance for your particular needs.

¿Debería comprar un seguro de vida permanente?

Should I get permanent life insurance?

Find out the benefits of having a permanent life insurance policy.

Cómo prepararse para un examen para el seguro de vida

How to prepare for a life insurance exam

Learn some simple ways you can prepare for a life insurance medical exam.

¿Cuánto cuesta el seguro de vida?

How much does life insurance cost?

Find out the average costs of life insurance and what factors impact life insurance rates.

Beneficios del seguro de vida permanente

Benefits of permanent life insurance

Learn some of the differences between permanent and term life insurance as well as some of the benefits of choosing a permanent insurance policy.

Life insurance situations

Soluciones de seguro de vida

Life insurance solutions

Find solutions for your situation.

Deja más dinero a tus herederos, no al IRS

Leave money to your heirs, not the IRS

Life insurance can help your beneficiaries avoid income taxes.

Pagar la educación de tu hijo

Paying for your child’s education

Find out how life insurance may help with college.

Piensa en el seguro de vida como un activo

Think about life insurance as an asset

A life policy may be a valuable addition to your portfolio.

Deja dinero a una institución benéfica

Leave money to a charity

See how you could leave a larger gift to your favorite charity.

Dejar dinero para pagar mis gastos de sepelio

Leave money to pay my final expenses

Look for life insurance with a death benefit.

Cubre tus costos futuros de asistencia prolongada

Cover your future long-term care costs

Use life insurance to help with long-term care.

Cancela tu hipoteca

Pay off your mortgage

See how life insurance can help protect your family.

Protege tu negocio

Protect your business

Learn several ways life insurance can be a smart way to protect your business.

Protege lo que te importa

Protect what you care about

Life insurance is a great way to protect your favorite people as well as your future income – all for less than you think.

Cambiar tu póliza de seguro de vida

Changing your life insurance policy

Find out when and how to change your life insurance.

¿Tu hijo universitario necesita un seguro de vida?

Does your college student need life insurance?

Here are three reasons to consider taking out a life insurance policy for your student.

Dejar una herencia a tu familia

Leaving a legacy for your family

Find useful tips on how to leave a legacy for your family.

Mutual fund basics

Tipos de fondos mutuos

Types of mutual funds

Find a type of mutual fund that may work with your goals, time frame and risk tolerance.

Elegir un fondo mutuo

Choosing a mutual fund

Learn about the facts to consider when selecting mutual funds with your financial advisor.

Dividendos y ganancias de capital

Dividends and capital gains

Learn how dividends and capital gains are paid.

Preparing for retirement

lc-ret-How-a-Retirement-Plan-Works

Video: How a retirement plan works

Learn how a retirement plan works and the power you have within it to take control over your future.

What is a 401k retirement plan

Video: What is a 401k retirement plan?

Learn the basics of a 401(k) – a long-term, tax-advantaged plan to help employees save for retirement.

How much retirement savings is enough?

Video: How much is enough? A secret strategy for retirement saving

Check out our 3-step approach to help you calculate and set aside what you'll need for retirement.

How can you invest through your 401(k)

Video: How can you invest through your 401(k)?

Learn how to contribute, monitor and manage your investments in an employer-sponsored 401(k) plan.

¿Con Qué Frecuencia Deberías Revisar Tu Cuenta?

Video: How often should you review your account?

See how an annual portfolio review can help ensure your investments and risk level stay on track with your goals.

Learning more about retirement planning

Video: Learning more about retirement planning

Learn about the financial options and strategies to help you save for the retirement you want.

Cómo comenzar

Video: Getting started

You're ready to invest for your retirement. So do you go with an IRA, Roth IRA or a 401(k)?

The power of compounding

Video: The power of compounding

Compound interest isn't just earnings on your investment; it also pays you earnings on your earnings.

Jubilación

Video: Retirement income

See the three main things to consider when funding your retirement income.

Diversificación

Video: Diversification

A balanced, diversified investment portfolio may help minimize risks.

Learn about basic retirement plans

Learn about basic retirement plans

See how you can stay ahead of the curve and plan for your retirement today.

IRA rollovers

IRA rollovers

A rollover IRA can be a valuable tool for your retirement plan.

Mujeres y jubilación

Women and retirement

Women may have additional challenges when it comes to saving for retirement.

Elaborar un presupuesto

Budgeting your money

Managing your money now may help you meet your long-term goals.

cuánto cuesta un seguro de auto

Make your retirement date a reality

Find out how your 401(k) contributions and savings balance compares to your peers.

¿Tienes pensada una fecha de jubilación?

Do you have a retirement date in mind?

Find out how to get on track for the date you want.

Por qué deberías participar en un plan de jubilación

Why you should participate in a retirement plan

Get information about how to get the most out of your retirement savings plan.

Cosas inteligentes para hacer con tu 401(k)

Smart things to do with your 401(k)

Discover seven important tips on how to use your 401(k) to help you reach your retirement savings goal.

Qué sucede si tu compañía no ofrece un plan

What if your company doesn’t offer a plan

Learn about other ways to work toward your retirement goals.

Qué sucede si tu compañía no ofrece una contribución

What if your company doesn’t offer a match

You may feel the burden of building your own retirement assets, but you have options.

Fuentes de ingresos en la jubilación

Sources of income in retirement

Understand where your income could come from in retirement.

Cuándo recurrir al seguro social

When to take social security

Learn when to start your Social Security benefits.

Plan de acción financiero

Financial road map

Create a plan to help you reach your financial goals.

Jubilación y atención médica

Retirement & health care

Wondering about health care and costs after retirement?

Cómo ahorrar y generar ganancias a tus 40

How to save and build wealth in your 40s

Learn the steps you should be taking in your 40s to reach your financial goals and be prepared for retirement.

Ahorro promedio para la jubilación según la edad

Average retirement savings by age

Learn what the average American is saving to put your progress in perspective.

¿Necesito un asesor financiero?

Do I need a financial advisor?

Learn the questions you should be asking when you consider getting a financial advisor.

¿Cuánto debería aportar a mi plan 401(k)? 

How much should I contribute to my 401(k)?

Learn how much you should be contributing to your 401(k).

Video "Ahorrar con Tiempo para la Jubilación"

Saving early for retirement video

Watch this video for some advice on saving for retirement as a young adult.

Cuestionario: Cuánto Necesitas Ahorrar para tu Jubilación

Quiz: How much do you need to save for retirement

Take this quiz and find out how much you should be saving per month for retirement.

¿Qué es un seguro para personal clave?

What is key person insurance?

Find out how key person life insurance can protect your business if you lose a key employee.

Your company's retirement plan

Decide inscribirte

Decide to enroll

Learn about factors to think about as you consider enrolling in your 401(k) retirement plan.

Preguntas para hacerle a tu empleador

Questions to ask your employer

Consider asking these questions when starting a new job or enrolling in a retirement plan.

Gana más con una contribución del empleador

Earn more with an employer match

If your employer matches a portion of your contributions, consider contributing at least enough to get the full match.

Puedes inscribirte de forma automática

You may be enrolled automatically

Your employer may enroll you in a plan automatically. Learn how that may help prepare you for retirement.

¿Eres mayor de 50? Considera las contribuciones de recuperación

Over 50? Consider catch-up contributions

Learn about catch-up provisions for your 401(k) retirement plan.

cuánto cuesta un seguro de auto

Are you on track for retirement?

Use the My Interactive Retirement PlannerSM to find out how much you’ll need to save for retirement.

Inscríbete en tu plan de jubilación

Enroll in your retirement plan

It’s never too early to start investing for retirement.

cuánto cuesta un seguro de auto

Retirement readiness experience

Get a personalized snapshot of your retirement readiness outlook.

Guía de beneficios para empleados

Employee benefits guide

Learn the different types of benefits your employer might offer.

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