Withdrawals at any time may be subject to ordinary income taxes. If you make a withdrawal before age 59 ½, it may be subject to a 10% early withdrawal federal tax penalty.
You may be charged a fee called a contingent deferred sales charge (CDSC) if you take money from your contract before a specified time. In CA, a CDSC is called a "surrender charge."
Guarantees are subject to the claims-paying ability of the issuing company.
Nationwide Secure Growth is a service mark of Nationwide Mutual Insurance Company.
Contract/Certificate: FAC-0113AOPP, ICC16-FACC-0113AOPP, FAZZ-0130AO, ICC16-FAZZ-0130AO