Access to your money (withdrawals made before age 59½ are generally subject to a 10% early withdrawal federal tax penalty, in addition to ordinary income tax, and a contingent deferred sales charge – CDSC – may apply)
Death benefits for your beneficiaries
Nationwide Mobile app features
What is a fixed annuity?
Growth paired with control
Fixed annuities protect your money from market ups and downs with guaranteed rates
The value of your fixed-deferred annuity grows tax free, meaning you won't get a yearly tax bill on your earnings. (You'll have to pay tax on earnings once you start taking income, though.)
Income you can’t outlive
An annuity is the only investment that can guarantee income for life no matter how long you live.
Nationwide’s market value adjusted annuity product
Some fixed annuities feature a market value adjustment (MVA) that offers flexibility of various guarantee terms combined with the potential for higher interest yields that traditional fixed investments.
We’re proud to offer Nationwide Platinum Edge®, our fixed annuity product with the MVA feature. Talk with your financial advisor to help determine if this is the right investment strategy for you.
How fixed annuities work
Put money in
Decide how much you want to put in your annuity. You can make contributions over time or all at once.
Choose a time period
Choose a time frame and interest rate consistent with your needs.
Take money out
Decide how you want to receive payments from your fixed annuity. Either get lifetime payments or take your money as you need it.