Professionally managed accounts1
In these portfolios, the asset mix is determined according to the level of risk and return that’s appropriate for a participant’s current life situation or target retirement date.
Lifestyle/target date funds are asset allocation funds that are managed based on different levels of risk.
Target date funds are asset allocation funds that are based on the year a participant plans to begin withdrawing money. They're designed for participants who plan to withdrawal funds during or near a specific year. Like other funds, target date funds are subject to market risk and loss. Loss of principal can occur at any time, including before, at or after the target date. There's no guarantee that target date funds will provide enough income for retirement.
- Your plan must allow participants to invest in a broad range of investment options, each with different risk and return characteristics.
- You can choose from hundreds of funds, including a select set of Nationwide-branded mutual funds.
- Your plan’s designated funds must be diversified to help minimize the risk of large losses.
- We can connect you with an independent investment fiduciary to help select and monitor the designated funds for your plan.
Nationwide Fund EvaluatorSM
This tool helps your participants select investments based on the criteria that best fit their needs.