All withdrawals, or partial surrenders, will reduce the death benefit in the same proportion the contract value was reduce.
Investment products offered are not FDIC-insured, may lose value, have no bank guarantee.
Guarantees and protections are subject to Nationwide's claims-paying ability. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.
Soloist is a service mark of Nationwide Life Insurance Company.
Contract/Certificate: APO-1293-3, APO-1293-3A, APO-1293-4
Oklahoma Contract: AOP-1293-3A-36