Bodily injury liability
If you cause an accident with your RV and someone is injured, this coverage can help pay their medical bills and loss of income. Most states require liability coverage.
Property damage liability
If you cause an accident, this coverage helps pay for damages to another person's vehicle or property. Most states require liability coverage.
Regardless of who's at fault, collision pays for damage to your RV or motorhome if you're in an accident with another vehicle. Collision also covers RV or motorhome rollovers. If you finance or lease your vehicle, collision may be required.
Also known as "other than collision," this coverage can help pay for non-collision damage to your RV. This includes damage from vandalism, theft, failing objects, fire, storms, floods and certain other natural disasters.