An Estate Protection Rider is designed to offset any additional estate tax that may be due if your life insurance policy is included in your estate.

Rider details

The Estate Protection Rider provides up to 122.22% of temporary coverage of the initial amount of your policy and lasts up to 4 years.

Please refer to your insurance contract or investment professional for specific details on this rider.

Available products

The Estate Protection Rider is available with the following variable life insurance policy.

Nationwide YourLife® Survivorship VUL
Covers 2 lives instead of 1, and pays a death benefit when the second insured person dies.

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Optional riders that customize a policy to fit individual needs usually carry an additional charge and are only available through the purchase of variable universal life insurance products. Riders may be known by different names in different states and may not be available in every state.

Variable products are sold by prospectus. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To obtain a product prospectus call 1-800-321-6064, contact an insurance professional or click on the prospectus link on Nationwide.com.

Guarantees are subject to the claims-paying ability of the issuing life insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.