In the unfortunate event that a child passes away, a life insurance policy with a Children's Term Insurance Rider will provide benefits that can be used to cover funeral expenses, hospital bills and more. This rider's coverage extends to your biological children, stepchildren and legally adopted children who are at least 15 days old and are named in the application. Children adopted or born after the policy is issued are also covered.

Rider details

Your children are covered until they reach the age of 22 or until they are married, whichever comes first. The benefit is paid on each child and there is a limit to the benefit payable. For more information about life insurance for children, specifically the Children's Term Insurance Rider, please refer to your contract or prospectus. Or ask your investment professional.

Available products

The following life insurance policies are available with a child rider.

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Optional riders that customize a policy to fit individual needs usually carry an additional charge and are only available through the purchase of variable universal life insurance products. Riders may be known by different names in different states and may not be available in every state.

Variable products are sold by prospectus. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To obtain a product prospectus call 1-800-321-6064, contact an insurance professional or click on the prospectus link on Nationwide.com.

Guarantees are subject to the claims-paying ability of the issuing life insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.