The Nationwide Lifetime Income Capture Rider (Lifetime Income Capture®) is designed to help provide you with income in retirement and to offer potential income growth, even after withdrawals begin.

This optional rider is available for an additional cost and must be selected when the contract is issued.1

Key features

A 15-year simple interest roll-up rate2

The highest month anniversary contract value with an annual step-up feature on the rider anniversary if the investment options outperform the roll-up rate.

A stacking feature that lets the roll-up amount be added to the stepped-up income benefit base each year.

Learn more about the Lifetime Income Capture Rider.

See if Lifetime Income Capture is right for you

Learn how the Nationwide Lifetime Income Capture rider can provide growth potential and guaranteed lifetime income.

Available products

The Nationwide Lifetime Income Capture Rider is available with the following variable annuities.

Nationwide Destination℠ All American Gold® 2.0

Offers tax-deferred growth and varied investment choices in retirement.

Nationwide Destination℠ B 2.0

Offers tax-deferred growth and varied investment choices in retirement.

Nationwide Destination℠ Navigator 2.0

Offers tax-deferred growth and varied investment choices to help prepare you for retirement.

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Call 1-877-245-0761 (sales); 1-800-848-6331 (service)
[1] Nationwide offers multiple riders with roll-ups and the roll-up calculations vary from rider to rider.

[2] 15 years or until the first lifetime withdrawal, whichever comes first.

Nationwide Lifetime Income Capture and Lifetime Income Capture are service marks of Nationwide Mutual Insurance Company.

Optional riders offer additional coverage and protection potential on selected annuities and may have an additional charge.  Riders may not be available in all states.  Guarantees and riders are subject to the claims paying ability of the issuing company.

A variable annuity is a contract you purchase from an insurance company, designed for long-term investing. The values will fluctuate based on investment option performance. Investing involves market risk, including possible loss of principal. They have some limitations and you may be charged penalties if you take your money out early. Withdrawals may be subject to ordinary income taxes, and if you are under age 59½, you may pay a 10% federal tax penalty also. Fees and charges can vary.

Variable products are sold by prospectus. Both the product prospectus and underlying fund prospectuses can be obtained from your investment professional or by writing to Nationwide Life Insurance Company. P.O. Box. 182021 Columbus, OH 43218-2021. Before investing, carefully consider the fund's investment objectives, risks, charges, and expenses. The product prospectus and underlying fund prospectuses contain this and other important information. Read the prospectuses carefully before investing.

Riders and options may not be available in all states. In New York, the features and costs may be different. Ask your Investment professional for details. Protections and guarantees are subject to the claims-paying ability of the issuing company. They do not apply to the investment performance or safety of the underlying investment options.