Add a Spouse Rider to your life insurance policy and get level term insurance on your spouse.

Rider details

The Spouse Rider can be converted to its own whole life policy at certain times and within certain age limits. This rider ends when your policy ends or your spouse reaches a certain age.

Please check your insurance contract for specific details.

Available products

The Spouse Rider is available to use with the following life insurance products from the YourLife® product suite.

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Optional riders that customize a policy to fit individual needs usually carry an additional charge and are only available through the purchase of variable universal life insurance products. Riders may be known by different names in different states and may not be available in every state.

Variable products are sold by prospectus. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To obtain a product prospectus call 1-800-321-6064, contact an insurance professional or click on the prospectus link on

Guarantees are subject to the claims-paying ability of the issuing life insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.