With the Index Account, your earnings are credited annually based on the performance of the underlying index or indices.* Your earnings, if any, are credited at the end of the index term.
With Nationwide Peak®, you have the option of choosing from the S&P 500®, MSCI EAFE Index, Morgan Stanley 3D Index, J.P. Morgan Mozaic IISM Index, or a combination of both. This gives you the opportunity to further diversify your contract and your portfolio.
||MSCI EAFE Index
||Morgan Stanley 3D Index
||J.P. Morgan Mozaic IISM Index
Widely recognized as the leading indicator of the performance of the American economy and one of the most commonly followed equity indexes, the S&P 500 has nearly 60 years of history and consists of 500 large cap, publicly traded companies.
Provides opportunity for exposure to a global mix of equities; recognized as the preeminent benchmark for developed markets outside North America, it represents equities in Europe, Australasia and the Far East.1
Combines core asset classes and dynamic market indicators to leverage high growth opportunities while reducing performance swings. Utilizes diverse asset classes and dynamic indicators to help drive growth.
Based on the tendency for asset classes exhibiting positive recent returns to be more likely to continue to deliver performance. Each month the index evaluates 15 global asset classes and selects nine that with the greatest returns in the past six months. It then strategically allocates to each in order to smooth volatility within the index and create more consistent returns.1
Watch this short video to see how the J.P. Morgan Mozaic II℠ Index may help provide steady growth in a variety of markets.
* Without capital gains and dividends.
1 International investing involves risk such as currency, economic, geographical, political, and differences in accounting standards.
The “S&P 500” is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by Nationwide Life and Annuity Insurance Company (“Nationwide”). Standard & Poor’s®, S&P® and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); DJIA®, The Dow®, Dow Jones® and Dow Jones Industrial Average are trademarks of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Nationwide. Nationwide Peak fixed indexed annuity is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500.
The J.P. Morgan Mosaic IISM Index (“Index”) has been licensed to Nationwide Life and Annuity Insurance Company (the “Licensee”) for the Licensee’s benefit. Neither the Licensee nor Nationwide Peak® Fixed Indexed Annuity (the “Product”) is sponsored, operated, endorsed, recommended, sold or promoted by J.P. Morgan Securities LLC (“JPMS”) or any of its affiliates (together and individually, “JPMorgan”). JPMorgan makes no representation and gives no warranty, express or implied, to contract owners taking exposure to the Product. Such persons should seek appropriate professional advice before making any investment. The Index has been designed and is compiled, calculated, maintained and sponsored by JPMS without regard to the Licensee, the Product or any contract owner. JPMorgan is under no obligation to continue compiling, calculating, maintaining or sponsoring the Index. JPMorgan may independently issue or sponsor other indices or products that are similar to and may compete with the Index and the Product. JPMorgan may also transact in assets referenced in the Index (or in financial instruments such as derivatives that reference those assets). These activities could have a positive or negative effect on the value of the Index and the Product.
Nationwide Peak is not sponsored, endorsed sold or promoted by Morgan Stanley or any of its affiliates. Neither Morgan Stanley nor any other party (including, without limitation, any calculation agents or data providers) makes any representation or warranty, express or implied, regarding the advisability of purchasing the Product.
The Morgan Stanley 3D Index (the "Index") is the exclusive property of Morgan Stanley. Morgan Stanley is a service mark of Morgan Stanley and has been licensed for use for certain purposes by Nationwide Life and Annuity Insurance Company. Morgan Stanley will not have any obligation or liability to owners of the Product in connection with the administration or marketing of the Product, and neither Morgan Stanley nor any other party guaranteed the accuracy and/or the completeness of the Index or any data included therein. Morgan Stanley and its affiliates may engage in transactions involving components of the Index for their proprietary accounts and/or for accounts of their clients, which may affect the value of such components and the level of the Index.
The product referred to herein is not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such product or any index on which such product is based. The contract contains a more detailed description of the limited relationship MSCI has with Nationwide and any related funds.