Fixed Indexed Annuity
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Nationwide New Heights® 10 Fixed Indexed Annuity

Nationwide New Heights 10 fixed indexed annuity is a single-purchase-payment deferred annuity with features that help you accumulate retirement savings and protect your money.

What is a fixed indexed annuity?

A fixed indexed annuity offers returns based on the changes in a securities index, such as the S&P 500® Composite Stock Price Index. Indexed annuity contracts also offer a specified minimum which the contract value will not fall below, regardless of index performance. After a period of time, the insurance company will make payments to you under the terms of your contract.

An introduction to Nationwide New Heights 10

With enhanced earning potential through a patented crediting methodology, a return of purchase payment guarantee and optional riders available for an additional cost, Nationwide New Heights 10 offers daily opportunities to take advantage of index performance without putting your principal at risk.

Nationwide New Heights 10 offers:

Enhanced growth potential - New Heights 10 tracks your potential strategy earnings, also known as earnings, daily, and does not limit the amount of index performance used to calculate your earnings. There’s potential for higher long-term accumulation based on the performance of the underlying index1 and declared rate component, subject to the limitations of the other crediting factors such as the indexed allocation and the strategy spread.2 These limitations may reduce future earnings for your contract.

Protection from market risk - With New Heights 10, we guarantee that you will never lose any of your initial investment or credited earnings due to performance of the underlying index. Additionally, the return of purchase payment guarantee provides assurance that should you surrender your contract after the end of the 10th contract anniversary, or if a death benefit is payable or a surrender is triggered due to an event qualifying under the Long-Term Care,3 Terminal Illness or Injury Event provisions, you will receive 100% of your purchase payment minus any gross withdrawals. Please note that the return of purchase payment guarantee may be modified if an optional rider is purchased. 

If you withdraw assets within the first 10 years of your contract, your principal may be reduced by fees known as contingent deferred sales charges (CDSC).4

Optional riders - New Heights 10 has optional riders, which must be elected at the time of issue. These riders are available for an additional cost, and they offer:

About New Heights

New Heights 10 brochure

Nationwide High Point® 365 Lifetime Income Benefit riders

Nationwide High Point® Enhanced Death Benefit rider

Current rates

View current strategy options and rates for DE

View current strategy options and rates for AK, CT, IA, MN, MO, MS, NJ, NV, OH, OK, OR, PA, SC, TX, UT, WA

View current strategy options and rates for all other states

New Heights 10 will NOT be available in: GU, NY, PR, VI

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