The location of your home
One of the biggest impacts on your homeowners insurance cost is where you live. If you reside in an area prone to hurricanes or earthquakes, for instance, you generally will need additional coverage – which will likely impact your rate.
In addition to your region, the physical location of your house matters, too. Being close to a police or fire station are contributing factors, as well as living in a neighborhood that experiences a high number of burglaries.
Remember, dependable homeowners insurance shouldn't have to strain your budget. There are plenty of opportunities to save, such as bundling your auto and homeowners policies. Take a look at some of the insurance discounts Nationwide has to offer.