Group Term Life Insurance
Talk to a Sales Specialist

Call: 1-888-674-0385

Monday-Friday 8 a.m. – 4:30 p.m. ET

Use Life Insurance to Help Your Employees Build a Financial Protection Plan

Protecting our families and providing support for the people who depend on us may be one of the most important accomplishments of our lives. But funeral expenses, medical bills, taxes and debts can quickly create a financial burden when a family provider is permanently disabled or passes away unexpectedly.

Group term life insurance

Nationwide Employee Benefits® Group Term Life Insurance plans can provide peace of mind for family members after the loss of a loved one. Dependents will have the financial support they need to help cover final expenses, support daily financial obligations or even assist with a child's education.

They also protect beyond the base coverage in the form of additional benefits for beneficiaries and may include an option to purchase protection for family members, including domestic partners, with dependent life coverage. Our plans feature options for:

  • Accidental Death & Dismemberment (AD&D) coverage
  • Dependent life coverage
  • Domestic partner coverage (subject to state mandates)
  • Accelerated death benefit
  • Secure account for beneficiaries
  • Waived premiums for employees facing total disability

The accelerated death benefit may allow the insured to receive a portion of their life insurance benefit if they are faced with a life-threatening illness. And in the event of a sudden loss, the AD&D coverage provides additional benefits to beneficiaries if the insured suffers an accidental death, or additional payment to the insured if they suffer a qualified loss as a result of accidental injury.

Employer flexibility

Employers will enjoy the flexibility our term life insurance plans offer, too. Employers may elect to fund 100% of the plan, or to share in the cost of the plan with their employees as a way to offer this valuable benefit while watching their budget. Choose what's right for your organization and employees from a variety of plan designs, including:

Employee Assistance Program (EAP)

A strong Employee Assistance Program promotes better employee productivity and well-being. Included with our group term life/AD&D insurance, EAP services help employees and their household members obtain free and confidential access to extensive work/life resources, including:

Travel assistance protection

Nationwide has partnered with On Call International to provide travel assistance protection for group term life/AD&D insurance policyholders. When employees and their household members are traveling for personal or business purposes more than 100 miles from home (for trips up to 90 days), they have access to such services such as:

Need to file a group life insurance claim?

Log in to your account to start a claim. Or print a group life and accidental death claim form and return it to us.

Share Article