Add a Waiver of Monthly Deductions Rider to your life insurance policy
A Waiver of Monthly Deductions Rider pays all monthly deductions while you're disabled, after a six-month waiting period. Keep in mind that this rider doesn't pay the full premium nor add to the cash value. It just pays the monthly deductions.
How long this rider will pay monthly deductions varies based on your age when you become disabled. Please refer to the prospectus or your insurance contract for details about this rider.