Please read this important information
Keep in mind that investing involves market risk and your investment return, principal value and periodic payments will fluctuate over time. You could end up with more or less than the amount you invested.
Before you invest, please read the prospectus carefully and consider the investment objectives, risks, charges and expenses of the annuity and its underlying investment options before you invest. Prospectuses for products and underlying funds contain this and other important information. To obtain prospectuses, call your investment professional, contact Nationwide or click links to product information below.
Guarantees and protections are subject to Nationwide's claims-paying ability. They do not apply to the investment performance or safety of the underling investment options. Underlying sub accounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are NOT offered directly to the general public.
Nationwide YourLife is a service mark of Nationwide Mutual Insurance Company.
 Access to your money- This assumes that the contract qualifies as life insurance under section 7702 of the Internal Revenue Code (IRC)and is not a modified endowment contract (MEC) under section 7702A. Most distributions are taxed on a first-in/first-out basis as long as the contract meets non-MEC definitions under sections 7702A. Loans and partial withdrawals from a MEC generally are taxable and, if taken prior to age 59½, may be subject to at 10% tax penalty. Unpaid loans will reduce the cash value and death benefit payable, and if the policy lapses with a loan outstanding, it will be treated as a distribution and may be subject to income tax.
Riders/Endorsements: NWLA-412-AO, NWLA-414-AO, NWLA-415-AO, NWLA-416-AO, NWLA-417-AO, NWLA-418-AO, NWLA-419-AO, NWLA-420-AO, NWLA-421-AO, NWLA-423-AO, NWLA-229, NWLA-317, NWLA-318
Oklahoma Policy/Certificate: NWLA-410-OK
Oklahoma Rider/Endorsements: NWLA-412-OK, NWLA-414-AO, NWLA-415-AO, NWLA-416-AO, NWLA-417-AO, NWLA-418-AO, NWLA-419-AO, NWLA-420-OK, NWLA-421-OK, NWLA-423-AO, NWLA-229-35, NWLA-317-35, NWLA-318-35