It takes just $25 to open an online savings account and start your journey to financial security. Begin with our savings account for a competitive online savings account interest rate and the country's largest network of ATMs.
Earn more with a high interest savings account.
It’s your money. We help you hold on to it.
Banking is made easier with 24/7 access to your money.
APY is effective for accounts opened after
and is subject to change. Fees may reduce the earnings on the account.
Enjoy low or no fees
Nationwide offers some of the lowest bank fees around.
- $0 monthly maintenance fee when you maintain a minimum daily balance of $300 or a monthly direct deposit of $25 or more. Otherwise $3.
- $0 preauthorized withdrawals up to 6 per monthly statement cycle via telephone or electronic transfers, check or ATM card transactions.
- $0 non-Nationwide Bank ATM transactions up to 2 per month. Fees from the ATM owner may apply.
- $0 online statements detailing your monthly activity.
- $0 money transfers with your Nationwide bank accounts and your accounts with other banks.
- See all transactional fees associated with this account and how to avoid them here.
Experience the convenience of an online savings account
At Nationwide, we value you as a member and make the advantages clear to you.
- Access to more than 77,000 surcharge-free ATMs.
- Only $25 required to open an account.
- Free access to our online banking and personal finance management tool.
- Convenient mobile app for 24/7 banking wherever you are, including a feature to deposit checks with your smartphone.
- Link to a Nationwide checking account to cover overdrafts on your checking account.
- We keep your account safe with a layered security protocol.
- FDIC insurance. Each depositor is insured to at least $250,000.