Terms and Conditions of Use

Effective December 9, 2016


Nationwide Mutual Insurance Company, its subsidiaries and affiliates, including, without limitation, Nationwide Ventures, LLC (collectively "Nationwide") is providing this site as an information service and communication tool (the "Site").

When you access the Site, you are agreeing to these terms and conditions of use, plus any additional terms or conditions within the Site itself (collectively "Terms and Conditions"). The Terms and Conditions are in addition to any other agreements between you and Nationwide.

Nationwide reserves the right to modify or change the Terms and Conditions at any time without prior notice to you. Such modification or change shall be effective upon posting by Nationwide on the Site. You agree to be bound to any changes to these Terms and Conditions when you use the Site after any such change is posted.

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Disclaimer of Warranties

ALL INFORMATION AND OTHER MATERIALS PRESENT ON THE SITE ("CONTENT"), INCLUDING, WITHOUT LIMITATION, PRODUCTS AND SERVICES ARE PROVIDED "AS IS," WITHOUT ANY WARRANTIES ABOUT THE CONTENT'S NATURE OR ACCURACY (EITHER WHEN POSTED OR AS A RESULT OF THE PASSAGE OF TIME) AND WITHOUT ANY REPRESENTATIONS OR GUARANTEES.

WITHOUT LIMITING THE ABOVE, NATIONWIDE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY WITH REGARD TO ANY WEB SITE OWNED BY A THIRD PARTY TO WHICH OR FROM WHICH THE SITE IS LINKED ("LINKED WEB SITE"). NATIONWIDE DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR THE CAPABILITIES OR RELIABILITY OF ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED WEB SITE.

THE INFORMATION, PRODUCTS, SOFTWARE OR SERVICE DESCRIPTIONS PUBLISHED ON THE SITE OR A LINKED WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. THE COMPANY DISCLAIMS LIABILITY FOR SUCH ERRORS AND DOES NOT WARRANT OR REPRESENT THAT THE CONTENT ON THE SITE OR A LINKED WEB SITE IS UPDATED OR COMPLETE. NATIONWIDE HAS NO OBLIGATION TO UPDATE ANY CONTENT ON THE SITE AND MAY CHANGE OR IMPROVE THE SITE AT ANY TIME WITHOUT NOTICE.

Nationwide does not endorse and is not responsible for the accuracy or reliability of any opinion, advice or statement made through the Site by any party other than Nationwide.

Nationwide makes no representations, warranties or guarantees that the Site will be accessible continuously and without interruption, or error free.

Limitation of liabilities

Nationwide's Liabilities

IN NO EVENT WILL NATIONWIDE, ITS RESPECTIVE SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, DIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, ANY LOST PROFITS, COSTS OF PROCURING SUBSTITUTE SERVICE, OR LOST OPPORTUNITY, EVEN IF YOU HAVE NOTIFIED NATIONWIDE ABOUT THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIMS BY ANY THIRD PARTIES ARISING OUT OF OR IN ANY WAY RELATED TO THE ACCESS, USE OR CONTENT OF THE SITE OR A LINKED WEB SITE WHETHER SUCH CLAIMS ARE BROUGHT UNDER ANY THEORY OF LAW OR EQUITY.

THIS LIMITATION ON LIABILITY INCLUDES, BUT IS NOT LIMITED TO, TRANSMISSION OF VIRUSES THAT INFECTS A USER'S EQUIPMENT, MECHANIC OR ELECTRONIC EQUIPMENT FAILURE, FAILURE OF COMMUNICATION LINES, TELEPHONE OR OTHER INTERCONNECTS, UNAUTHORIZED ACCESS, THEFT, OPERATIONAL ERRORS, STRIKES OR OTHER LABOR PROBLEMS, OR ANY FORCE MAJEURE.

Your liabilities

Nationwide has the right to deny you access and use of the Site and its Content if you violate (as Nationwide may determine in its sole and absolute discretion) any provision of the Terms and Conditions. Nationwide reserves the right to seek all other remedies available at law and in equity. You agree, at your own expense, to defend, indemnify and hold Nationwide harmless from any claim or demand, including reasonable attorneys' fees, made by a third party in connection with or arising out of your access to, or use of, the Site or any of its Content in a manner other than as expressly authorized by the Terms and Conditions, your breach of the Terms and Conditions or your violation of applicable laws or any rights of any third party.

Your Privacy and Security on the Site

Personal Information

Nationwide takes your privacy and online security very seriously. Please see our Privacy Policy that explains how we collect, use and share visitor information.

Spamming and solicitation

You may not use any information obtained from the site for spamming or solicitation.

Notice of Applicability to Children

The site is not intended for children ages 13 and younger.

Intellectual Property, Trademarks, and Copyrights

Intellectual Property

Intellectual property is protected by copyrights, trademarks, service marks, international treaties or other proprietary rights and laws of the United States and other applicable countries. You agree to abide by all applicable proprietary rights and laws as well as any additional trademark or copyright notices or restrictions contained in the Terms and Conditions. The Terms and Conditions grant you no right, title or interest in Nationwide's intellectual property and create no relationship between you and Nationwide. You may address all inquiries concerning use of Nationwide's intellectual property to: Nationwide Office of General Counsel, Intellectual Property Department, One Nationwide Plaza, Columbus, OH 43215-2220 (email address: trademark@nationwide.com).

Trademark Notice

The trademarks, service marks, slogans, logos, trade dress and other identifiers ("Marks") displayed on the Site are the property of Nationwide, unless otherwise disclosed. You are prohibited from using any Marks for any purpose including, but not limited to, use on other materials, in presentations, as domain names, or as metatags, without the written permission of Nationwide.

Copyright Notice

© 1997-2016 Nationwide Mutual Insurance Company.

You are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works, or using any Content available on or through the Site for commercial or public purposes, without the prior written permission of Nationwide.

Designated Agent (Digital Millennium Copyright Act)

If you think that a work protected by a United States copyright has been linked to, posted or stored on the Site without authorization, please contact the following agent designated to receive notification of claimed copyright infringement: Copyright Attorney, Nationwide Office of General Counsel, Intellectual Property Department, One Nationwide Plaza, Columbus, OH 43215-2220 or (email address: copyright@nationwide.com)

License and Reproduction

Original materials of Nationwide posted on the Site are protected by intellectual property laws. You are granted a nonexclusive, nontransferable, limited and revocable right to access, use, display and navigate the Site solely for your personal, non-public use. You are also granted a limited and revocable license to print copies of the Content, but solely for your personal, non-public use. Except as expressly provided above, all rights are reserved. Any commercial or public use of the Site or any of its Content is strictly prohibited without written permission from Nationwide.

Except as expressly provided above, no portion of the Site, its Contents or any copyright, trademark, trade name, service mark or any other proprietary information of Nationwide (collectively, the "Intellectual Property") displayed on the Site or on any of the Content may be reproduced, altered, removed, transmitted, published or distributed, whether electronically, mechanically, by photocopy, recording or otherwise, without the prior written permission of the Nationwide. Use of any Nationwide trademarks as metatags on any third-party Web site is strictly prohibited. You may not Co-Brand the Site or display the Site in frames (or any of the Content via in-line links) without prior written permission from Nationwide. "Co-brand" means your display of any of the Intellectual Property, or your taking of other means of attribution or identification of Nationwide in such a manner reasonably likely to give a third party the impression that you or such third party has the right to display, publish or distribute the Site or any of its Content. You agree to cooperate with Nationwide in causing any unauthorized co-branding, framing or linking to immediately cease.

Information about the Operation of the Site

Nationwide operates the Site from its offices within the United States. Nationwide does not represent that Content on the Site is appropriate or applicable for use in any other country, and access from certain countries other than the United States may be strictly prohibited. You acknowledge and agree that you are accessing the Site on your own initiative, at your own risk, and are responsible for compliance with all local laws, including those governing the transmission of technical data exported from the country in which you reside. These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the State of Ohio. You consent to exclusive jurisdiction and venue in Franklin County, Ohio and waive the defense of forum non conveniens.

Content and Solution Submissions to Nationwide

Nationwide welcomes your submissions of business and technical solutions, models, ideas, concepts, applications, algorithms, processes, inventions, innovations, improvements, visions, business plans and strategies, and related content (collectively, “Information”) that align with the Nationwide Ventures strategy through the electronic mail link provided on the Site. You hereby grant Nationwide a world-wide, royalty free, and non-exclusive license to use, distribute, reproduce, modify, and adapt Information for the purpose for which Information was submitted or made available to Nationwide.

Nationwide does not plan to share your Information with the public, but does not agree to obligations of confidentiality or non-disclosure with regard to Information submitted to it and shall not be liable for any use or disclosure of any Information, absent a written agreement stating otherwise. If Information contains trade secret, confidential, or proprietary data and you have questions about Nationwide's handling of the same, please contact Nationwide via the electronic mail link on the Site prior to submitting Information to learn more or to reach an agreement governing the treatment of your Information. By submitting Information to Nationwide, you agree that Nationwide may preserve Information and may disclose Information if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the Terms and Conditions; (c) respond to claims that any Information violates the rights of third-parties; or (d) protect the rights, property, or personal safety of Nationwide, its members, and the public.

Further, Nationwide is not obligated to review any Information sent to it, Nationwide reserves the right to reject Information or any proposed business or investment opportunities in its sole discretion, and Nationwide is under no obligation to return any Information to you. It is possible that Nationwide has developed or will develop on its own or with others, or has received or will receive from others, ideas, inventions, strategies, etc., the same as or similar to Information you send to Nationwide. In no event shall Nationwide be limited or restricted from pursuing any such opportunities independently or with others, nor shall Nationwide be liable to you, under any theory, based on its use of information you submit via this Site.

You agree the Information does not and will not contain any content that is illegal, indecent, profane, threatening, defamatory, derogatory, counter to Nationwide's Privacy Policy or otherwise injurious to Nationwide or third parties; and that does not consist of or invoke malicious software code; and that does not violate the legal rights of any person or entity in any jurisdiction or locale. You agree to use a valid email address and contact information and represent that you are the individual identified by the same. You are prohibited from impersonating any other individual or entity, or otherwise mislead as to the origination of the Information.

Important Disclosures

No Offer

Information in the Site is not a solicitation, offer, recommendation, invitation or inducement to buy or sell any investment or to enter into or conclude any transaction.

Read More Information about this Agreement

Entire Agreement

Except to the extent otherwise set forth in the Terms and Conditions, these Terms and Conditions set forth the entire understanding between Nationwide and you with respect to your access to, and use of, the Site and its Content and supersedes all prior or contemporaneous understandings regarding access and use.

Severability

If any portion of these Terms and Conditions is found to be unenforceable, the remaining sections of the Terms and Conditions will remain in effect.

Waiver

Failure by Nationwide, in any instance, to exercise any of its rights under the Terms and Conditions will not constitute waiver of such right or any other rights under the Terms and Conditions.