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Optional Riders Available with Variable Annuities

Optional riders offer additional coverage and protection potential on selected annuities and may have an additional charge. Riders may not be available in all states. Guarantees and riders are subject to the claims paying ability of the issuing company.

The Nationwide Suite of Living Benefit Riders

As you journey toward retirement, there are many approaches you may consider to help you create retirement income, but when it's about your money - and your future - you want to feel confident that you're making decisions that will help you achieve your unique long-term goals.

That's where the Nationwide Destination Series 2.0 and New York 2.0 variable annuities featuring the Nationwide Living Benefit Suite of Riders, available at an additional cost, can help. The Nationwide Living Benefit Suite of Riders is made up of three living benefit riders, all designed to help you generate income in retirement.

Death Benefit Riders

Variable annuity death benefits give you the opportunity to pass your assets along to your beneficiaries while avoiding the time-consuming and costly probate process.

Most Nationwide variable annuities provide a standard death benefit. Some annuities offer optional death benefits, available for an additional cost, that give you the opportunity to capture and lock in investment gains for your beneficiaries.

For more information about available death benefit options, please see our Death Benefits Brochure or refer to the product prospectus.


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