Checking Accounts From Nationwide Bank^®

Online checking accounts provide the features, access and ease that your busy life demands. Managing your everyday banking needs has never been easier than it is with Nationwide Bank's online personal checking. Whether you want basic or interest-earning features, our convenient, easy-to-use online checking accounts give you access to:

• 24/7 banking everywhere you need it – online, over the phone, at the ATM and by mail
• America's largest surcharge-free ATM network
• Free online banking and bill payment
• Free Visa^® debit card
• Free money transfers from your Nationwide Bank accounts with other banks

The right personal checking account for your needs

Verificación Directa

A basic checking account with no minimum balance and no monthly checking fees. Learn more about our account features.

Cuenta de Cheques con Intereses

An interest-bearing checking account with a free first order of checks and free online bill pay. Learn more about our rates and features.

Compare online checking accounts from Nationwide Bank

	Verificación Directa	Cuenta de Cheques con Intereses
Best for you if	You need a basic checking account	You carry a larger balance and want to earn interest on your checking account
Interest?	No	Sí
Monthly maintenance fee	$5, which is waived if you choose direct deposit of at least $25 per month	$10, which is waived if your average daily balance is $3,000 or you have a $5,000 combined average daily balance with your Nationwide checking, savings or money market accounts*
Minimum balance to open an account	$50	$50
Online banking and online bill pay	Free	Free
ATM/debit card	Free Visa debit card	Free Visa debit card
ATM transactions	4 free non-Nationwide Bank ATM transactions per month1* $1.50 per transaction thereafter	6 free non-Nationwide Bank ATM transactions per month2* $1.50 per transaction thereafter
Statements	Free online statements; $2 paper statements	Free online and paper statements
Checks	Free first order	First order of checks: free wallet standard checks or 50% off on designer checks
Overdraft protection	Available with a linked savings account	Available with a linked savings account
Seguro FDIC3	Sí	Sí

¹ First four non-Nationwide Bank ATM transactions per statement cycle are free, but surcharges from ATM owner may apply.

² First six non-Nationwide Bank ATM transactions per statement cycle are free, but surcharges from ATM owner may apply.

³ El seguro de depósitos FDIC aumentó temporariamente de $100,000 a $250,000 por depositante hasta el 31 de diciembre de 2013.

^* Service fee on Interest Checking is waived for Nationwide Associates and Agents. Non-Nationwide ATM fee is $0 for Nationwide Agents and Associates with Direct Checking or Interest Checking, but ATM owner surcharges still apply.